Very few medical expenses are exempt from the current public system such as optional medical services and cosmetic surgery, dental care and eye care for adults children are covered for basic eye care and dental care in the public healthcare system. Although Canadians may complain about some aspects of our healthcare such as long waits for specialists or nonurgent medical procedures we have a great system that not only works for the majority of the general population but also for those with preexisting health conditions and funny enough Americans residing in Canada. Our system is not bankrupt and although our population is a lot smaller than the US our GDP per capita is also a lot lower $$38,000 per annum versus $48,000. I dont think our wealthier canadians in general are all that fussed about paying for the poor and lowly. Americans that are more concerned with paying for the healthcare of illegal immigrants rather than the health of the general population are clearly misguided it seems to me a culture of egotism is more responsible for the right winged American fear of a public health system. The Md's I know do very well here. I have a grandson who will be entering med school so I am very aware of all the costs and sacrifices of his parents. Oh the other hand, I know of professionals in other fields and their costs are also substantial. I have one relative, a lawyer, who is still paying off student loans after 10 years in practice. What it boils down to is that you have to personally want to spend your working life in the helping professions. I know that potential earnings are always a factor in career choices, but there are no guarantees.
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The company does no after the fact billing of the customer, and the customer doesn't have to estimate a "future annual mileage" figure for the company to obtain a discount. In the event of a traffic stop, an officer could easily verify that the insurance is current, by comparing the figure on the insurance card to that on the odometer. As a practical matter, resetting odometers requires equipment plus expertise that makes stealing insurance risky and uneconomical. For example, to steal 20,000 miles of continuous protection while paying for only the 2000 in the 35000 to 37000 range on the odometer, the resetting would have to be done at least nine times, to keep the odometer reading within the narrow 2,000 mile covered range. There are also powerful legal deterrents to this way of stealing insurance protection. Odometers have always served as the measuring device for resale value, rental and leasing charges, warranty limits, mechanical breakdown insurance, and cents per mile tax deductions or reimbursements for business or government travel. Odometer tampering, detected during claim processing, voids the insurance and, under decades old state and federal law, is punishable by heavy fines and jail. In 1998, the Progressive Insurance company started a pilot program in Texas, in which drivers received a discount for installing a GPS based device that tracked their driving behavior and reported the results via cellular phone to the company. The program was discontinued in 2000. In following years many policies including Progressive have been trialed and successfully introduced worldwide into what are referred to as Telematic Insurance. Such 'telematic' policies typically are based on black box insurance technology, such devices derive from a stolen vehicle and fleet tracking but are used for insurance purposes.