car insurance companies list usa

car insurance companies list usa

This latter requirement was revoked in 2015, when a national database of insured vehicles was built by the Insurance Company Association ANIA, Associazione Nazionale Imprese Assicuratrici and the National Transportation Authority Motorizzazione Civile to verify by private citizens and public authorities if a vehicle is insured. There is no exemption policy to this law disposition. In 1930, the UK Government introduced a law that required every person who used a vehicle on the road to have at least third party personal injury insurance. Today, this law is defined by the Road Traffic Act 1988, generally referred to as the RTA 1988 as amended which was last modified in 1991. The Act requires that motorists either be insured, or have made a specified deposit £500,000 in 1991 and keeps the sum deposited with the Accountant General of the Supreme Court, against liability for injuries to others including passengers and for damage to other persons' property, resulting from use of a vehicle on a public road or in other public places. The registration number of the vehicle shown on the insurance policy, along with other relevant information including the effective dates of cover are transmitted electronically to the UK's Motor Insurance Database MID which exists to help reduce incidents of uninsured driving in the territory. The Police are able to spot check vehicles that pass within range of automated number plate recognition ANPR cameras, that can search the MID instantly. It should be noted, however, that proof of insurance lies entirely with the issue of a Certificate of Motor Insurance, or cover note, by an Authorised Insurer which, to be valid, must have been previously 'delivered' to the insured person in accordance with the Act, and be printed in black ink on white paper. The insurance certificate or cover note issued by the insurance company constitutes the only legal evidence that the policy to which the certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey and the Island of Alderney. The Act states that an authorised person, such as a police officer, may require a driver to produce an insurance certificate for inspection. If the driver cannot show the document immediately on request, and evidence of insurance cannot be found by other means such as the MID, then the Police are empowered to seize the vehicle instantly.

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